I'm looking for a budgeting software with specific features. I tried out YNAB and it's perfect but too expensive.

Here's what I need:

  • Create budgets for multiple categories
  • Overview of how much money is left per budget (like YNAB - see screenshot below)
  • Manual transaction creation
  • Free or low-priced subscription
  • Web or desktop app (preferably web though)

Here's what I don't need:

  • Linked bank accounts
  • Multiple wallets
  • Phone app

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1 Answer 1


YNAB might be too pricey. I am in the same situations of you. But I have a suggestion.

YNAB is more than a software. It's a kind of habit-making software. So just subscribe it for 1 year or 2 years.

Once you are on track, you can use some one-time paid software like Wallet by BudgetBakers.

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