Not sure if this is the right Stack Exchange subdomain to ask this question... but here goes.

What I need:

A credit card processing API where our customers can "load money" onto their prepaid account.

What I've Looked At:

  • Stripe
  • SquareUp
  • Authorize.NET
  • dotNetCharge

Why those don't work for us:

We have an online service charges a very small monthly fee. If our customer loads, say, $100 onto their prepaid account, then the credit card processing company charges us about $3. Our service is $1/mo, so the card processing fee itself will murder us. Any recommendations?

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