I need a software that can be used to develop (using a little or no code) mobile application for help managing my family spendings. The software must falls into these criteria:

  1. Little or no code involve as I don't want to learn Java or anything else apart from Python.
  2. It supports building both iOS and android applications.
  3. There is no vendor lock-in, which means if I am unsatisfactory with the service the software provided, I can export the raw data of the mobile application to files, then import these files into a new software (it's like flexibility).
  4. It can export the mobile app as a file out when all the work is done, this allows the user to gain full ownership and use this file to upload to Window Store/Google Store/Apple Store.

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