I went trough quite a few budgeting web services / phone apps with the features below and could only found one (PocketSmith), but it suddenly stopped syncing EU banks. It would be great to have any suggestion on a budgeting service with the following features:

  • [required] both web platform and mobile app
  • [required] automated sync with banks from US and EU, or at least from EU
  • [required] handling of multiple currencies (so that all transactions appear with the same base currency, whatever their original currency)
  • [required] categories and subcategories, customizable
  • [required] import of transaction files with categories (and ideally subcategories) information
  • [required] budgeting
  • [required] multi-users or at least possibility of several users using the same account at the same time
  • [preferred] with an API

Any suggestion would be very welcome,


1 Answer 1


Have you tried the toshl finance? I started to use it recently mainly because of the multiple currency feature, was the only one that I could find that works fine. It's paid (the free version is too limited), some other interesting features:

  • 14354 bank & financial service connections worldwide
  • Mobile apps and Web app
  • Import from files
  • Unlimited financial accounts
  • Unlimited budgets
  • Export data
  • Reminders
  • Lock mobile app with fingerprint or passcode
  • List item
  • Planning graphs
  • Receipt photos

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