Looking for a personal finance tool with the following must-haves:
- Auto integration for cash accounts and investments.
- Auto categorization of cash activity.
- Virtual accounts/envelopes - as in the ability to sequester money in a single real account into several virtual accounts.
- Free as in beer (for any number of accounts).
May be Windows desktop, web, or Android app based, and I don't mind ads.
I have checked responses to Gratis personal finance manager and Desktop software to manage my finances with virtual accounts, but these aren't good matches.
Essentially, the ideal tool would be a Personal Capital with virtual accounts.
Have already looked into many solutions, but they are not fits for the following primary reasons ...