For the last week, I've been trying to find an iOS financial app that satisfies my needs, but have come completely empty.

I have very few requirements for a financial tracker app (basically, they can be fulfilled by a moderately advanced Excel spreadsheet, but that's not exactly a mobile-friendly interface):

  1. Obviously, the ability to input expense and income transactions. Nothing more complicated than an amount, category, and description. [99% of apps have this]

  2. An ability to create multiple accounts (cash, bank #1, bank #2, liabilities, receivables, etc…). A quasi-double-entry bookkeeping, so to say. And, by extension, the ability to create a transfer transaction between different accounts. [85% of apps have this]

  3. An ability to have separate currencies inside one account. Here start the problems with a suitable app. Most of them offer automatic currency conversion to the default one (requires a lot of arithmetic and editing transactions after the fact), and/or suggest creating different accounts for each currency (really tedious when traveling into a new country, my account list would swell to a double-digit number). [So, at this point something like 15% of apps fulfill my use case]

  4. An ability to divide transactions into multiple sheets/projects/whatever it is called in a particular app. Almost every app provides statistics for a calendar month, some of them give an option to set a starting day of a fiscal month, but these are too strict for me. I like to keep my fiscal months start- and end-points flexible; and also to separate my day-to-day expenses from special projects, business trips, vacations and so on. [Here I run into a wall. I haven't been able to find an app with exactly this functionality]

  5. Import from (and preferably export to) csv/xlsx/sqlite. I have several years worth of transaction history entered already, but the current app was last updated approximately the time I installed it, and is going to break when I install the newest iOS.

I don't need any fancy features like recurring expenses, budgeting, bank statement reconciliation, breath-taking 3D charts… I just need the 5 functions I've mentioned, and the ability to filter transactions and show their statistics along these lines of category/account/sheet.

This has proved to be a surprisingly difficult search, and if nobody knows some app I've missed, I'm seriously considering just writing yet another, 101st income tracker app just to fit my needs…

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Browse other questions tagged or ask your own question.