I am looking for a software tool that makes my life easier when it comes to planning finances for a freelance business. I need to:

  • keep track of daily, monthly and yearly expenses, such as cost of living, insurances
  • project yearly/monthly income and profit
  • calculate taxes and insurance premiums as a percentage of income or profit
  • generate reports that help me understand the viability and profitability

The answer may well be a good spreadsheet template, or some personal finance app, but I haven't found what I'm looking for so far. As a freelancer, I do not need the tool to generate a shiny business plan that looks good to an investor, just to help me with my internal calculation.

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