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I need a personal accounting software, preferably in Linux or cloud based.

  • I need it to be simple to use. So, I need a GUI interface.
  • I should be able to input all transactions manually.
  • I should be able to generate a report of every account.
  • No need for future expense tracking or things like that.
  • Should be easy to create new accounts especially expense accounts.
  • My ideal price would be free. But I think I can manage 1usd per month.

It should be available for Indian users (some are not available, I don't know why).

PS:

  • I tried GNU Cash. Failed miserably to understand it.
  • Can't use mint.com as it's not available for India.
  • If your question was answered to your satisfaction, you can accept an answer by clicking on the check mark under the voting arrows. – Kodiologist Sep 1 '17 at 17:09
  • Still looking for a better one. YNAB is ok, but pricey. – Jacob Thazhath Sep 3 '17 at 10:38
  • Ledger is text based. I need a GUI – Jacob Thazhath Sep 3 '17 at 10:39
  • Please edit your question to describe all your requirements (including a GUI and the maximum you're willing to pay). – Kodiologist Sep 3 '17 at 14:21
  • I've edited my answer. Check it out. – Kodiologist Sep 10 '17 at 17:31
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Ledger meets your requirements.

  • "in Linux" — Check.
  • "simple to use" — Check. Type your transactions in a simple format with a text editor, then type commands like ledger reg to show a register or ledger bal food to show the total amount attributed to accounts with "food" in their name.
  • "able to input all transactions manually" — Check, with a text editor.
  • "able to generate a report of every account" — Check. Pretty much any imaginable report can be produced.
  • "easy to create new accounts" — Check. You don't have to do anything to create an account. It's created automatically the first time you include it in a transaction.
  • "available for Indian users" — Check.
  • gratis — Check.

Edit: since you want a GUI, you could try hledger, a reimplementation of Ledger that includes a graphical web interface.

  • Ahem, "I tried GNU Cash. Failed miserably to understand it." and "So, I need a GUI interface." Do you think recommending ledger-cli makes any sense after these statements? – Alen Siljak Apr 16 at 21:07
  • @AlenSiljak I can't speak for GnuCash, but OP requested a GUI after I wrote this answer. In the edit I made in response, I added a reference to a GUI for Ledger. – Kodiologist Apr 17 at 1:02
  • fair enough. I see no conceptual difference between GnuCash and ledger. Both are double-entry accounting programs. My suspicion is, therefore, that the OP does not understand the double entry accounting in the first place. In any case, it would help if he elaborated on what were the problems with GnuCash. Then we might be able to point out other solutions, if available, that avoid those pitfalls. I agree that ledger is a fantastic piece of software but it might be overkill if someone can't handle GUI like GnuCash. – Alen Siljak Apr 17 at 8:34
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You Need A Budget (YNAB) should have what you are looking for.

  • Cloud-based.
  • It is very simple to use, and offers free online classes to help you get started. It is much easier than GNU Cash.
  • Transactions can be entered manually. (That is how I use it.) It can connect to a bank and download transactions automatically, but I don't think that feature is available for Indian banks yet.
  • You can create as many accounts as you want.

They offer a 34-day free trial, so you can try it out before you buy.

If you are interested, I've written a little more about using personal finance software (and YNAB in particular) in a few posts on Money.SE:

  • Its pricey. Other than that, its OK. – Jacob Thazhath Sep 3 '17 at 10:40

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